Woman ‘horrified’ at finding £720m in bank account – and wants to give it back

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A woman was "horrified" when she discovered $999,985,855.94 sitting in her bank account after checking her balance at a cash machine.

Julia Yonkowski from Florida was doing a routine trip to a hole in the wall hoping to withdraw $20 (£14.40) when she realised that she had somehow become a multi-millionaire.

"Oh my God, I was horrified," Ms Yonkowski told WFLA News.

"I know most people would think they won the lottery but I was horrified."

Despite the incredible amount of money sitting in her account Julia couldn't bring herself to spend any of it.

She said: "When I put in for the $20, the machine came back and said we'll give you the $20 but that'll cause an overdraft and you will be charged and I said, 'Oh just forget it'.

"I know I've read stories about people that took the money or took out money, and then they had to repay it and I wouldn't do that anyway because it's not my money."

The 60-year-old wanted the new found riches out of her possession quickly as the origins of the surprise new wealth was scaring her.

She added: "It kind of scares me because you know with cyber threats. You know I don't know what to think."

Unfortunately the discovery came on the weekend which meant getting through to someone at the bank was near enough impossible.

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"I just can't get through. I get tied up with their automated system and I can't get a person," Ms Yonkowski said.

The money had made her the 615th wealthiest person in the US and it's still not clear how the money arrived in her account.

It was revealed earlier this year that there is over £850 million in lost or forgotten bank accounts in the UK.

The forgotten money is usually owned by people who opened a bank account as a child or have had several bank accounts along the way, according to personal finance blogger Charlotte Jessop.

Charlotte posted a TikTok where she described how easy it is to find out if you've got any money sitting around.

She said: "The government has created a way for you to track those lost bank accounts.

"So, the website is called mylostaccount.org.uk and if you go here it will give you all the details you need to trace these old bank accounts.

"You can see here they'll help you find savings and lost accounts from when you were a child, or even an adult."

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